In PhonePe, you can add multiple bank accounts but you need to select any one bank account as primary bank account to receive payments and money. In this default primary account, you will receive the money and payments. If you have a single bank account in PhonePe then it is your default primary account, but if you have multiple bank account then you can select any account as a primary bank account.
What is Primary Bank Account in PhonePe?
A default or primary bank account on PhonePe is the bank account associated with your BHIM UPI ID. You will receive all the payments or money transfers made to your on PhonePe in this primary/default account. You will receive all the amounts that you withdraw from your PhonePe wallet.
- Also Read: How to change Primary UPI ID in PhonePe
How To Check Primary Bank account on PhonePe?
To check your primary bank account on PhonePe:
- Tap on My Money, and tap on Bank Accounts under the Payment methods section.
Your primary bank account will have a green tick mark next to it.
How to Change Primary/Default Bank Account in PhonePe
You can change your default/primary bank account by tapping to highlight the green tick mark next to the desired bank account and confirming.
Tap on My Money and select Bank Accounts in the Payment methods section as you can see below screenshot.
To change your primary bank account, just green mark that account and confirm your request by tapping on Yes. That’s it your primary account has been changed successfully. Now you will receive all the money and payments in this selected bank account.
You can change your PhonePe Primary bank account anytime.
(1) I have two bank account added in PhonePe, how to know which one is selected as primary?
Answer: You can easily check your default account, tap on My Money – Bank Accounts. Here you can see your primary account marked with a green tick mark.
(2) I have a single bank account in PhonePe, do I need to set a primary account?
Ans: No you don’t need to set default account because your single account set by default as primary. When you add multiple bank account, you can change a particular bank account as a default (primary) account.