PhonePe users can create a maximum of 3 UPI ID and all these 3 UPI IDs will work to receive payment & payment requests from merchants. You can give any ID to receive money in your bank account. You can also set any UPI ID as primary for all your transactions linked with your bank account.
Multiple UPI ID for same Bank account in PhonePe
You can have a maximum of 3 BHIM UPI IDs for your PhonePe account, and you can set only one of the IDs as your Primary UPI ID.
Your primary UPI ID will be used, by default, to send any payment requests. However, a merchant or any of your contacts can send money or payment requests to any of the 3 BHIM UPI IDs you have on PhonePe. The money you receive through any of these UPI IDs will be credited to the primary/default bank account your have on PhonePe.
How to change Primary UPI ID in PhonePe
You can create a maximum of 3 UPI IDs in PhonePe and you can set any UPI ID as primary for your linked bank account. All these 3 UPI IDs works when someone sends you money or request money. However, to send payment requests, you need to give your primary UPI ID.
If you want to send any Payment request to someone, then you need to give your primary UPI ID which is set by you as default ID.
Suppose, if you want to change your Primary Phone UPI ID then follow these steps:
Open PhonePe app and tap on My profile option as you can see below screenshot.
Now tap and open My BHIM UPI ID.
Here you can see your all BHIM UPI IDs. You can create a new UPI ID (maximum 3). To set UPI ID as primary tap on any UPI ID and then mark (√) it (Set your primary BHIM UPI UD as the default for al BHIM UPI transaction on PhonePe). If you want to change it again then just tap on any UPI ID and mark it as primary.
As I said, you can give any of these 3 UPI IDs to receive money even if you have not set as primary. All these 3 UPI IDs are linked with your bank account. However, to request money, you need to give your primary UPI ID.
Q.1: Can I use any UPI ID to receive money or I have to give primary ID only?
Answer: You can give any 3 UPI ID to receive money.
Q.2: To pay the online payment on Flipkart or any shopping, ca I give any UPI ID?
Ans: Yes, you can.